Department of Commerce and Consumer Affairs
Mortgage Foreclosure Task Force
Ano ang Ginagawa ng Task Force na Ito
The Mortgage Foreclosure Task Force reviews Hawaii's foreclosure laws and procedures, examining the experiences of homeowners, lenders, and courts to identify ways to make the foreclosure process fairer, more efficient, and less harmful to affected families and communities. Sinusuri nito ang judicial versus non-judicial foreclosure processes, mediation programs, and protections for owner-occupants. Its mga rekomendasyon inform legislation aimed at reducing preventable foreclosures and mitigating neighborhood blight.
Bakit Dapat Kang Mag-alala
Homeowners facing financial hardship may direktang interes sa this task force's work, which shapes the legal protections, mediation options, and timelines that apply when a lender pursues foreclosure in Hawaii.