Mortgage Foreclosure Task Force

The Mortgage Foreclosure Task Force reviews Hawaii's foreclosure laws and procedures, examining the experiences of homeowners, lenders, and courts to identify ways to make the foreclosure process fairer, more efficient, and less harmful to affected families and communities. It examines judicial versus non-judicial foreclosure processes, mediation programs, and protections for owner-occupants. Its recommendations inform legislation aimed at reducing preventable foreclosures and mitigating neighborhood blight.

Homeowners facing financial hardship have a direct stake in this task force's work, which shapes the legal protections, mediation options, and timelines that apply when a lender pursues foreclosure in Hawaii.