Hawaii Employer-Union Health Benefits Trust Fund

The Hawaii Employer-Union Health Benefits Trust Fund (EUTF) administers health insurance benefits for state and county government employees, retirees, and their dependents. The board of trustees selects health plan carriers, negotiates benefit designs, and sets premium contributions split between employers and employees. Decisions by the EUTF board affect health coverage for tens of thousands of public employees and their families across Hawaii.

If you are a state or county employee or retiree in Hawaii, the EUTF board's decisions directly determine your health insurance options, coverage levels, and what you pay in premiums. Active employees and retirees can engage through public board meetings and comment processes.