Hawaii Green Infrastructure Authority

The Hawaii Green Infrastructure Authority (HGIA) provides low-cost financing for clean energy and energy efficiency projects in Hawaii, particularly for lower-income residents and nonprofits who may not qualify for traditional financing. It administers the Green Energy Market Securitization (GEMS) program, using bonds backed by a utility surcharge to fund solar, energy storage, and efficiency improvements. The authority's board oversees loan programs and program eligibility standards.

If you are a low-to-moderate income Hawaii resident or work for a nonprofit and want to go solar or make your home more energy efficient, HGIA offers financing options not available through conventional lenders. The authority's programs help lower energy bills for those who need it most.