HEMIC Oversight Council

The HEMIC Oversight Council provides oversight of the Hawaii Employers' Mutual Insurance Company (HEMIC), a state-created workers' compensation insurer that serves as a competitive market option and insurer of last resort for Hawaii employers. It reviews HEMIC's financial condition, rates, and management, and ensures the company operates in a manner consistent with its public mission. The council reports to the legislature on HEMIC's performance.

Hawaii employers who purchase workers' compensation insurance through HEMIC are directly affected by the company's rates and financial stability. Workers covered by HEMIC policies depend on the insurer's solvency to ensure their benefits in the event of a workplace injury.