What's Being Discussed

The Hawaii Joint Underwriting Plan (HJUP) Board of Governors will hold its quarterly meeting on October 21, 2026, from 9:00 to 10:30 a.m. HJUP is a state-backed insurance program that provides coverage to people who cannot get it through the regular market. The main topics include:

• Financial reports covering the periods ending December 31, 2025, March 31, 2026, and June 30, 2026 — including income, expenses, cash flow, and reserve funds held to pay future claims
• Audited financial statements for the fiscal years ending September 30, 2024 and 2025, prepared by the accounting firm KPMG LLP
• Servicing provider update — a report on how the company handling day-to-day insurance operations is performing
• Survey results on the process businesses use to apply for commercial insurance through HJUP, including feedback and possible improvements

Decisions Expected

• Approval of the July 15, 2026 meeting minutes
• Possible action on the audited financial statements for fiscal years 2024 and 2025
• The Board may give direction on servicing provider issues or application process improvements based on discussions

Who Should Pay Attention

• Hawaii residents and businesses who rely on HJUP for insurance coverage
• Insurance agents and brokers (called producers) who submit applications on behalf of clients
• Anyone interested in how state-backed insurance programs are managed and funded

The public may attend in person at 335 Merchant Street, Honolulu, or join via Zoom or phone. Written testimony can be submitted to mshimamu@dcca.hawaii.gov at least 24 hours before the meeting.